• Personal Checking– No minimum balance required.
  • Business Checking– No minimum balance required.
  • Student Checking– No minimum balance required. First box of checks free. Assistance with balancing checkbook.
  • Personal NOW Checking– Interest bearing- Minimum balance of $1,000.00 required. If below fees apply.
  • Super NOW checking– Interest bearing- Minimum balance of $2,500.00 required. If below fees apply.
  • Business NOW checking– Interest bearing- Minimum balance of $1,000.00 required. If below fees apply.
  • Business Super NOW checking– Interest bearing- Minimum balance of $2,500.00 required. If below fees apply.
  • Basic Savings – No minimum balance required.
  • MMDA Savings – Minimum balance of $2,500.00 required. If below fees apply.

Penalties for early withdrawal.

  • Traditional – No annual fee
  • Roth – No annual fee
  • Consumer Loans
  • Commercial Loans
  • Agricultural Loans
  • Ready Reserve Overdraft Protection
  • Blue Cross Blue Shield of North Dakota
  • Notary Services
  • Safe Deposit Box
  • Wire Transfer
  • Cashier’s Checks
  • Visa Travel Cards
  • Visa Gift Cards
  • Internet Banking with Bill Pay
  • Drive-Up ATM
  • Night Drop Depository
  • Visa Credit Cards
  • Mobile Banking App with Remote Deposit